Working Capital
Support day-to-day operations, stock, payroll, supplier payments and cash flow gaps.
A professional lending experience for working capital, growth, trade, bridge, equipment, VAT/tax and project-linked loan requirements.
Loan products
Support day-to-day operations, stock, payroll, supplier payments and cash flow gaps.
Finance new locations, staffing, marketing, contracts, production capacity and scaling plans.
Fund vehicles, machinery, technology, commercial assets and operational equipment.
Support purchase orders, import/export activity, inventory and receivables-linked transactions.
Short-term capital for time-sensitive opportunities subject to exit route and documentation.
Structured loan review for real estate, construction, agriculture, energy and infrastructure needs.
Eligibility framework
Modern lending websites focus on short enquiries and fast feedback. CICL should keep the same client-friendly feeling while preserving proper due diligence.
Initial information is gathered without presenting any guaranteed approval.
Income, repayment source, cash flow and obligations are considered.
Business profile, identification, bank statements, collateral and contracts may be requested.